Home :: Get a Quote :: Contact Us
 
Need Help
209-644-2518
phone operator
  Compare quotes, FREE
  > Individual & Family
 
 
 
 
 
 
 
  > Homeowners
  > Business Insurance
  Research Tools
 
 
  Meet the Team
 
 

Homeowners

Do you have the right coverage?

Every year homeowners suffer serious losses from fire, theft and natural calamities with the cost of damages running into billions of dollars. To protect against extensive financial loss, the wise homeowner should have an up-to-date homeowner's insurance policy that adequately covers both home and possessions. Let us provide you with a Califonia homeowners insurance quote and our staff will make sure you have the right coverage for you.

A well designed policy can protect a homeowner from losses if the home is burglarized or vandalized, or if there is a fire or natural disaster. Moreover, homeowners insurance protects personal belongings and protects the homeowner against lawsuits if someone is injured while on the owner's property. For more information or to get a California homeowners insurance quote, fill out our online California homeowners insurance quote form.

Did you know you could save money by combining your auto and California homeowners insurance policy. When we provide you with a California homeowners insurance quote. don't forget to ask about an auto+home discount.

The right coverage for you!

We provide our clients with a variety of homeowner coverage options designed to protect both you and your family.
Dwelling Protection: Covers damage to your home due to fire, lightening, smoke, storm damage or other perils.
Personal Property: Provides coverage for your household items in the event of a fire, theft or other covered loss.
Additional Living Expenses: Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
Personal Liability Protection: Pays for bodily injury or property damage caused to others as a result of a covered accident.
Guest Medical Protection: Pays medical expenses for your guests who are accidently injured on your property.
Identity Theft Protection: Pays for expenses you incur as a result of criminal identity theft.

When we provide you with a California homeowners insurance quote, we can provide you with a variety of other coverages as well. These coverages may include extended replacement-cost coverage, flood insurance, earthquake insurance, personal property insurance for valuables such as antiques, fine art and jewerly.